Warranties & Insurance

Piece of mind motoring can be extended past the manufactures warranty. We offer a full range of warranty & insurance solutions for new and pre-owned vehicles alike to take the worry out of motoring.

Protecting Your Vehicle

There are thousands of moving parts in every vehicle and you never know what might not go your way, not to mention the thousands of motorist on New Zealand roads who also pose a danger to your new car! Get protected for your payments, vehicle GAP insurance and even warranty extensions!

There is no ‘one-size-fits-all’ with insurance, so it’s important that our lenders have as much information as possible in order to tailor you a lending package that suits your needs over the loan life cycle.

Talk to us about your options

Extensive Cover
We have compared and added a number of policy benefits to give you one of the best covers available.

Available 24hrs a day 7 days a week
Personally answered 0800 phone number

Roadside Assistance 24/7
Flat Tyre/Damaged Wheel, Flat Battery, Locked Out, Lost Keys, Out of Fuel, Breakdown Towing (mechanical or electrical)

Return to Home and Accommodation Costs
Out of Pocket Expenses – away from home up to $1,000 if you are 100km or more away from your usual residence for alternative transport and accommodation

Accident Management Service
Crash Management gives Protecta customers quality 24 hour, 7 days a week nationwide service including free pick-up and delivery, free courtesy cars and emergency accident roadside assistance if required

Maximum Amount Claimable
Up to the Current Market Value of the Vehicle

Vehicle Repatriation Costs
Up to $500 is available to relocate your vehicle closer to home

Easy claims process
Experienced people that make the process as fast and easy as possible for you


  • Pay Monthly – no extra fees or charges
  • New for old for two years
  • Trailer Cover
  • Accidental Death Cover $5000
  • Keys and Locks
  • Completion of Journey Costs
  • No Blame Bonus
  • Excess Protection
  • Rental Vehicle Cover (optional)

Liability Cover

  • Legal Liability cover for $20 Million for Third Party Damage
  • $1 Million for Third Party Injury

Discount Options

  • Named Driver
  • Restricted Driver
  • Voluntary Excess

Luxury Motor Vehicle Insurance has been specifically designed for the discerning owner. Luxury vehicles are a reflection of quality and craftsmanship, and selecting the right vehicle was an important decision.

Selecting the right insurance policy that fits your vehicle choice is of equal importance. Luxury Motor Vehicle Insurance has been specifically designed to provide distinctive levels of cover to the luxury vehicle owner. With Luxury Motor Vehicle Insurance, you can rest assured that we recognise the need to provide superior levels of cover and service to complement you and your investment in your vehicle.

Three-year replacement vehicle cover
For new vehicles, if the vehicle is deemed a total loss within three years from the date of purchase

Twelve-month used vehicle cover
For used vehicles, if the vehicle is deemed a total loss within twelve months from the date of purchase, the policy pays the greater of the vehicle’s purchase price or the market value

Use of genuine manufacturer’s parts
To ensure maintenance of the manufacturer’s warranty

Approved repairers
Use an approved repairer or a repairer of your choice

Rental vehicle cover
Included at no additional cost

Vehicle use
Private and business use available

Other additional benefits
Including keys and locks, transport, incorrect re-fuelling

Windscreen, headlight and tail light cover
No excess if your claim is only for vehicle glass and the vehicle is valued less than $150,000.

What is GAP?

Guaranteed Asset Protection (GAP), protects you financially against the loss of your vehicle. If your vehicle is under finance and deemed a total loss through accident or theft, GAP pays any shortfall, up to $10,000, on the finance of your vehicle. For example, if your vehicle finance amount was $15,000 and the market value of your vehicle is less than $15,000, there will be a shortfall amount that you’re required to pay your finance company.

Why do I need GAP?

GAP not only covers the vehicle finance shortfall, but pays up to $2,500 on out-of-pocket expenses, such as:

  • on road costs for your replacement vehicle
  • new insurance on your replacement vehicle
  • the excess amount on your total loss through accident or theft
  • the hire of a rental vehicle, up to $100 a day, for five days.

Loan & Payment Protection

Covers loan repayments in cases where the insured may become totally disabled through accident or illness, or is made redundant or declared bankrupt. In such cases the policyholder is protected against having to make payments for the duration of the disability, redundancy or bankruptcy. In the case of the insured’s death, the balance of outstanding payments (less any arrears) will be paid.

Dura–Seal Paint Protection

Whether your new car has come straight out of the showroom or you are its second owner – for most of us, nothing beats the thrill of buying a new car.

The paint is new (or looks like new) and the interior is clean and fresh. Now that you have bought your new car, you will want to give it the best protection possible. Dura-Seal Paint Protection brings the latest in paint protection technology to your car. Saving you from having to constantly polish your car.

Dura-Seal Paint Protection also:

  • Forms an invisible barrier between your car’s paintwork and the elements
  • Helps your paintwork keep its ‘new car look’ longer
  • Protects your paintwork from the harmful effects of bird droppings, tree sap, atmospheric pollution and other naturally occurring contaminants
  • Makes cleaning your car quick and easy, using just a sponge and clean running water
  • Saves you time and money by removing the need to wax or polish your car again.

Dura-Seal Paint Protection is warranted for life, conditional on the original purchaser still owning the vehicle.

Find out More

Extended Warranty
We provide market-leading mechanical breakdown insurance for your motor vehicle, protecting your investment from the unexpected when its outside of manufacturer cover. We have several cover options to choose from, to best match your needs.

All policies include benefits such as Travel Costs and Accommodation in the event of a breakdown (some limits apply), generous claim limits, 24/7 Roadside Assistance and cover of all major mechanical, electrical and electronic components.


At Gazley, our aim is to make your vehicle purchase an easy and enjoyable experience. We offer a full range of motor vehicle financing, insurance and warranty products.

Dura-Seal Protection

Protect your vehicle for as long as you own it and keep the paintwork looking as good as the day it left the showroom.